What bundling actually means
Placing your home, condo or renters policy and your auto policy with the same provider. Most providers apply a multi-policy discount when you do, though the size of it varies by provider, state and the coverages involved.
Why callers ask about it
One renewal date, one bill and one agent to call. Some providers also apply a single deductible when one event — a hailstorm, a fallen tree — damages both the house and a vehicle.
When a bundle is not the answer
If one line of coverage is priced poorly for your situation, the discount on the other may not make up for it. That's why a good agent prices the bundle and the standalone policies before recommending either.
What to compare
Ask for the bundled total and the standalone totals at identical limits and deductibles. A lower total with thinner coverage is not a better deal, and no one can promise you a saving before they see your details.
Renters and condo count too
You don't need to own a home to bundle. Renters and condo policies frequently qualify for the same multi-policy discount on auto insurance.
Have this handy when you call
- Current auto declarations page — limits, deductibles, drivers, vehicles
- Current home, condo or renters declarations page
- Year built, square footage, roof age and any recent updates
- Any claims on either policy in the last five years
- The renewal dates for both policies
Discount availability and amounts are set by the insurer and vary by state and eligibility. CoverBridge does not offer or guarantee coverage, discounts or savings.
Price a bundle with a licensed agent
Free, no-obligation quote information for auto, home, renters and condo insurance. No pressure.